When you load a website in your web browser it saves small pieces of data, kept in text files, stored on your computer or other device called a cookie.

Websites typically use cookies to remember you and your preferences, either for a single visit (through a session cookie) or for multiple repeat visits (using a persistent cookie).

Cookies ensure a consistent and efficient experience for visitors, and perform essential functions such as allowing users to register and remain logged in.

• Google Chrome
• Safari (macOS, iOS)
• Firefox
• Microsoft Edge

Necessary cookies help make a website usable by enabling basic functions like page navigation and access to secure areas of the website. The website cannot function properly without these cookies.

Performance cookies enhance site functionality by improving site behaviors like load speed and video playback.

Analytics cookies help us to understand how visitors interact with our website by collecting and reporting information anonymously.

Marketing cookies track visitors across websites with the intention to display relevant and engaging ads.

Issued by Microsoft’s ASP.NET Application, this cookie stores session data during a user’s website visit. We use this cookie to display the latest commercial loan rates.

When you submit a query through our contact form, we collect your name (first, last, or both – your choice!) and your email address so that we can correspond with you.

We also store this information in our website database for backup and possible future reference.

We may also retain email correspondence on our server and in our email client for future reference.

We host our website through SiteGround. We do not share any personal data with SiteGround.

We offer an email-based subscription, provided by Constant Contact, to news and information we create.

When you subscribe, we collect and retain your name (first, last, or both – your choice!) and your email address

You can opt-out of our subscription at anytime by following the link provided at the end of any of our email messages.

Pages on this website may contain links to other websites.

You choose to follow these links and use any related third-party platforms at your own discretion.

These websites may collect data about you, use cookies, embed additional third-party tracking, and monitor your interaction with that embedded content.

We do use some WordPress plugins on this website that may pass data, including personal information, to external servers to process.

We primarily use WordPress plugins that are hosted by WordPress.org, which clearly prohibits tracking of users without their explicit consent.